Business Details
Trusted Mortgage Marketing Platform for Loan Originators
Rate Plug has established itself as a pioneering force in mortgage marketing technology since its inception. Our platform directly integrates loan originators with real estate agents through local MLS systems, providing critical affordability information at the earliest stages of property searches. With over 70 MLS network integrations and compliance with RESPA-TILA, FTC-MAP, TRID, and REG-Z regulations, we offer a fully compliant solution that streamlines the homebuying process.Our system empowers agents with dynamic property flyers, real-time affordability calculations, and proactive alerts while delivering lenders measurable ROI through 115 million+ annual property listing displays. Backed by legal validation from K&L Gates and Mayer Brown, our technology has facilitated over $3.5 million mortgage transactions and increased mortgage capture rates by 13-53% for partner institutions. Our team maintains rigorous compliance standards with 10-year record retention and NAR-compliant disclaimers, serving 800+ lending companies and 700,000+ agents nationwide.
Services
MLS Integration
Mortgage Calculators
Property Flyers
Compliance Management
Agent Alerts
Highlights and features
- Integrated with 70+ MLS networks covering 800,000+ agents nationwide
- Fully compliant with RESPA-TILA, FTC-MAP, and TRID regulations
- Property flyers created in under 60 seconds with dynamic affordability data
- Proactive alerts for new listings, open houses, and special financing opportunities
- Proven to increase mortgage capture rates by up to 53% for partner lenders
What people say
Increase my purchase business
Quick and easy
Great benefit
Closed $3.5 million mortgage
25% closed volume directly
Services
MLS Integration
Our platform seamlessly integrates with 70+ MLS networks to display mortgage information directly within property listings. This allows loan originators to reach active homebuyers at critical decision-making moments while maintaining full compliance with industry regulations. The integration supports dynamic affordability calculations that include principal, interest, taxes, and HOA fees.
Property Flyers
Create compliant, co-branded property flyers in under 60 seconds with accurate mortgage payment information embedded. These customizable templates automatically pull MLS data to ensure accuracy and include special financing options like FHA, VA, and USDA programs. Flyers can be instantly shared through social media or email.
Agent Alerts
Receive real-time notifications about agent activity including new listings, open houses, and properties eligible for special financing programs. The system provides weekly summaries of agent engagement and sends immediate alerts when lenders should create marketing materials for new listings.
Compliance Management
Our platform maintains full compliance with RESPA-TILA, FTC-MAP, TRID, and REG-Z regulations through automated disclaimer generation, 10-year record retention, and NAR-approved disclosure language. We work with legal experts to ensure all marketing materials meet current regulatory standards.
CRA Solutions
The CRA program uses advanced data analytics to identify underserved areas and connect lenders with top-producing agents in their assessment footprint. This includes eligibility alerts for CRA-qualified properties and customizable flyers to promote community-focused lending initiatives.
Questions
How does RatePlug help loan originators connect with homebuyers?
RatePlug integrates mortgage information directly into MLS property listings, ensuring loan originators appear alongside affordability calculations when agents share listings with buyers.
Can agents create marketing materials with RatePlug?
Agents can generate compliant, co-branded property flyers in under 60 seconds with embedded mortgage payment details and special financing options.
Is RatePlug compliant with mortgage advertising regulations?
Yes, RatePlug maintains full compliance with RESPA-TILA, FTC-MAP, TRID, and REG-Z regulations through automated disclaimers and 10-year record retention.
What pricing plans are available?
RatePlug offers three plans: Quick Start ($468/year for 5 agents), Growth ($668/year for 12 agents), and Pro Unlimited ($1068/year for unlimited agents.
How does RatePlug benefit real estate agents?
Agents qualify buyers faster with property-specific affordability information, spend 15% less time on research, and increase buyer engagement through dynamic mortgage data displays.
